Guides
Health insurance answers for realtors
The questions agents currently have to crowdsource from Reddit strangers, answered plainly by a licensed advisor. No pitch disguised as education — the guides stand on their own whether you ever book a call or not.
NAR Health Insurance: What Realtors Actually Get
Membership doesn't include a group plan — so what is REALTORS® Insurance Place, what does coverage through it actually cost, and how do you tell a real plan from a limited-benefit product? The NAR question, answered in full.
Read the guide →Health Insurance for New Real Estate Agents
Just left a W-2 job? You have 60 days. The Special Enrollment Period, COBRA vs. marketplace, and how to estimate income you haven't earned yet — the benefits packet HR never gave you.
Read the guide →S-Corp & PEO Health Insurance for Realtors
Once your income stabilizes, structures open up that most agents never hear about: the self-employed health insurance deduction, PEO group access, and HSA-first plan design.
Read the guide →ACA Subsidies on Commission Income
Commission checks are lumpy and late — which makes subsidy income estimates uniquely risky for realtors. How the clawback works and how to estimate without getting burned at tax time.
Read the guide →Why Realtors Get So Many Health Insurance Texts
The "NAR health insurance" texts come from rotating numbers and public license lists — not from NAR. Why blocking them doesn't work, how to verify a real advisor, and where to report the spam.
Read the guide →How Do Real Estate Agents Get Health Insurance?
The complete map of coverage routes — Marketplace, a spouse's plan, private policies, COBRA, Medicaid, Medicare, short-term and small-group — plus which one actually fits you, broken down by career stage and household.
Read the guide →Have a question the guides don't cover?
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