Guides
Health insurance answers for realtors
The questions agents currently have to crowdsource from Reddit strangers, answered plainly by a licensed advisor. No pitch disguised as education — the guides stand on their own whether you ever book a call or not.
Where Do Realtors Get Health Insurance?
NAR doesn't offer a real group plan and your brokerage doesn't cover 1099 agents — so where does coverage actually come from? Every legitimate route, plus how to spot the license-list spam.
Read the guide →Health Insurance for New Real Estate Agents
Just left a W-2 job? You have 60 days. The Special Enrollment Period, COBRA vs. marketplace, and how to estimate income you haven't earned yet — the benefits packet HR never gave you.
Read the guide →S-Corp & PEO Health Insurance for Realtors
Once your income stabilizes, structures open up that most agents never hear about: the self-employed health insurance deduction, PEO group access, and HSA-first plan design.
Read the guide →ACA Subsidies on Commission Income
Commission checks are lumpy and late — which makes subsidy income estimates uniquely risky for realtors. How the clawback works and how to estimate without getting burned at tax time.
Read the guide →Have a question the guides don't cover?
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